Lending
Financing the Dreams that Matter Most
Whether you’re adding to your family, expanding a business, investing in agricultural operations or planning your next chapter, we’re here to help you move forward with confidence.
Life is full of milestones, opportunities and unexpected moments. Having the right financial partner can make all the difference.
At The First State Bank, lending is about more than numbers. It’s about understanding your goals, listening to your plans and helping you find a financing solution that fits your needs.
From first-time homebuyers and growing families to business owners, farmers and ranchers, our experienced lenders are proud to serve the communities of Norton, Plainville, Hill City, Hoxie and Holdrege. Contact our lending team for trusted advice and personalized service.
Find the Right Loan for You
Agricultural Lending
Financing Options for Agricultural Operations
Agriculture is the backbone of America. Whether you’re financing operating expenses, purchasing equipment, expanding your operation or investing in land, our experienced agricultural lenders understand the unique needs of farmers and ranchers.
Home Loans
Home Mortgage Options
Whether you’re buying your first home, building your dream home, refinancing or tapping into your home’s equity, we’ll guide you through every step of the lending process. Our experienced lending team is ready to guide you along the way.
Business Financing
Helping Local Businesses Grow
From operating lines of credit to commercial real estate and equipment financing, we’ll help your business invest in what’s next.
Personal Loans
Financing Life’s Everyday Moments
Whether you’re purchasing a vehicle, planning a home improvement project, covering unexpected expenses or financing life’s milestones, we’re here to help.
Lending with The First State Bank
Local Decisions. Trusted Relationships.
Choosing a lender is more than securing a loan, it’s about finding a trusted partner to guide you along the journey.
At The First State Bank, our lenders take the time to get to know you, understand your goals and recommend financing solutions that fit your unique situation. You’ll work with experienced professionals who know your community and are committed to helping you succeed.
What You Can Expect
Personalized Guidance
Every borrower has a unique story. We’ll take the time to understand yours and make recommendations that align with your goals.
Local Lending Decisions
Our lenders understand the people, businesses and industries that make our communities strong.
Competitive Lending Solutions
Flexible financing options tailored to your needs.
Relationships That Last
We’re here long after the loan closes.
Loan Tools and Resources
Plan with Confidence
Whether you’re purchasing a home, financing equipment or comparing loan options, our online calculators can help you estimate payments and make informed financial decisions before you apply.
Financial Calculator
Estimate loan payments, savings growth and monthly mortgage payments to help you plan with our financial calculators.
Explore Financial Calculators→
Community-Focused Lending
Whether you’re buying your first home, investing in your farming and ranching operation, expanding your business footprint, financing equipment or planning your next chapter in life, The First State Bank is here every step of the way. Visit any branch in Norton, Plainville, Hill City, Hoxie and Holdrege to partner with local expertise.
