Agricultural Lending
Financing the Future of Agriculture
Agriculture is a way of life. Our experienced agricultural lenders understand the unique challenges and opportunities farmers and ranchers face because they are part of the communities they serve.
At The First State Bank, we know that no two operations are exactly alike. Every season brings new opportunities, new challenges and important decisions that shape the future of your farm or ranch.
Whether you’re financing operating expenses, purchasing equipment, expanding your operation or investing in land, you’ll work with local lenders who take the time to understand your goals and build financing solutions around your operation.
For generations, we’ve been proud to support the farmers and ranchers who help feed our communities and strengthen our local economy.
Agricultural Lending Solutions
Operating Loans
Keep Your Operation Moving Forward
Every growing season brings new expenses and input costs. Operating loans provide the working capital you need to purchase seed, fertilizer, feed, livestock, fuel, supplies and other day-to-day operating expenses.
Whether you’re preparing for planting season or managing year-round ranch operations, we’ll help provide the flexibility your operation needs.
Machinery and Equipment Loans
Invest in the Equipment That Keeps You Working
Reliable equipment is essential for a successful operation. Whether you’re upgrading machinery, purchasing livestock equipment, replacing vehicles or investing in new technology, we’ll help you finance the tools that keep your operation productive.
Equipment financing may include:
- Tractors
- Combines
- Hay baling equipment
- Livestock equipment
- Utility vehicles
- Trailers
- Irrigation equipment
- Precision agriculture technology
Agricultural Real Estate Loans
Invest in Land. Build Your Legacy.
Whether you’re purchasing additional acres to expand your operation, refinancing existing farmland or investing in the next generation of your operation, we’ll help you find financing that supports your longer-term goals.
Why Farmers and Ranchers Choose The First State Bank
Local Relationships Matter
At The First State Bank, you’ll work with experienced agricultural lenders who understand the realities of farming and ranching. We know every operation is different, which is why we take the time to understand your goals before recommending a financing solution.
When you bank with us, you’ll find:
- Experienced agricultural lenders
- Local lending decisions
- Flexible financing solutions
- Long-term banking relationships
- Personalized service
- A bank that’s invested in rural communities
Supporting Agriculture Across Our Communities
Agriculture is the foundation of many of the communities we proudly serve. From family farms to cattle operations, we’re committed to helping agriculture producers continue to grow for generations to come. Whether your operation is large or small, our expert lending teams in Norton, Plainville, Hill City, Hoxie and Holdrege are here to provide the financial support and trusted guidance you need to keep moving forward.
Agriculture is Built on Relationships
The strongest operations are built over years of hard work, trust and planning. We believe your banking relationship should be the same.
At The First State Bank, we’re committed to building lasting relationships with the farmers and ranchers who make our communities and economies stronger. We’ll be here to celebrate the good years, help navigate the challenging ones and support your operation for generations to come.
All offers are subject to credit approval. Any loan fee that is a percentage of the credit limit under the plan and an estimate of other fees, the terms of repayment, which reflect the repayment obligations over the term of the loan, including any balloon payment, and the APR.
