Disclosures
Equal Housing Lender
First State Bank Does Business in Accordance With Federal Fair Lending Laws.
Under the federal fair housing act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap, or familial status (having children under the age of 18), to:
- Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling; or
- Discriminate in fixing the amount, interest rate, duration, application procedure, or other terms or conditions of such a loan, or in appraising property.
If you believe you have been discriminated against, you should send a complaint to:
Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington, DC 20410
For processing under the Federal Fair Housing Act And To:
FDIC Consumer Response Center
1100 Walnut Street, Box #11
Kansas City, Missouri 64106
For processing under the FDIC Regulations
Under the equal credit opportunity act, it is illegal to discriminate in any credit transaction:
- On the basis of race, color, national origin, religion, sex, marital status, or age
- Because income is from public assistance, or
- Because a right has been exercised under the Consumer Credit Protection Act
If you believe you have been discriminated against, you should send a complaint to:
FDIC Consumer Response Center
1100 Walnut Street, Box #11
Kansas City, Missouri 64106
Reg GG Policy
Transactions restricted by the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA) are prohibited from being processed through commercial accounts. This prohibition became effective on January 19, 2009, with mandatory compliance required by June 1, 2010.
As defined in Regulation GG, Unlawful Internet Gambling means to “place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made.” These restricted transactions are prohibited from being processed through an account or banking relationship with the bank. If you do engage in an internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.
Please contact the bank if you would like additional information on UIGEA or Regulation GG.
